By: Stefan Aarnio

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Now one of the questions I always get is the difference between making money and keeping money.


I had a friend and he said I made $800,000 last year and it cost me $800,000 to get it.


If you do that, if you’re making $800,000 and it costs you $800,000 to get it, you’re making $0 for the whole year. It’s not about what you make or you earn, it’s about what you keep.


I have a multi-millionaire investor who invests with me, and he doesn’t care about the top line. He doesn’t care about the big number. He always wants to know what is the net.


What do you keep? What do you keep at the end of the day?


Because it doesn’t matter if you made a million dollars last year if you kept zero of it. It’s all about what is your retained earnings. How much did you keep?


When you build wealth, wealth is all about what you keep at the end of the day. It’s not about how much you earn.


It’s really funny, when people talk to each other, they’ll say, “I make $100,000 a year. I make 50 grand. I make 30 grand.”


There’s guys who live in the north end of Winnipeg who have a $200,000 house paid off, paid off car, and they have some wealth.


Then there’s guys in the nicer parts of town who have a million-dollar house with a full mortgage and a Mercedes-Benz with a car loan.


I would rather be the the guy on the north end with the paid-off house and the paid-off car than be the guy with the million-dollar mansion that’s leveraged to the heels.


You got to think about it, guys. It’s not what you make, it’s what you keep.


This blog post was inspired by my book Self made.  Please pick up Self made. You’re going to love it. If you don’t love it, give it to someone else who loves it and I’ll send you your money back.


Respect The Grind,

Stefan Aarnio


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P.P.S. Make sure you come back on tomorrow morning. I will be sharing with you why the banks are not your friend.. Don’t miss it.

cover-3d-selfmadeGet Stefan Aarnio’s NEW book Self Made at